Biologically male procedures only. EDIT: If the two people who downvoted this question could explain their reasoning, I would be super interested. No judgements. This is a safe space!
I’d double- and triple-check the small print.
They’ll find a way to still charge you.Do every test available for prevention and prophylaxis.
Get your general practitioner to do a full health check, ECG, EEG, cardiac ultrasound, a full blood panel, bloodpressure, pulmonary function, skin cancer prevention ect.
Schedule a gastroscopy and colonoscopy.
Check in with an urologist to get your prostate and urinary tract checked.
If you can, get a full body scan. Either PET or MRI.Nearly every serious disease or health issue is easier prevented or treated when caught before it casues real issues.
Every cancer there is, has a better outcome and is easier treated when found early. Most of them are silent until very late in the game.This is something I would recommend to anyone: Take advantage of every preventative messure or examination that is available to you!
There is no illness that you can detect too early.Until the insurance decides they’re not covering it for some reason and OP is stuck with the bill.
The kicker is that I just moved here and don’t have a PCP (primary care physician) yet. AND my company is switching health plans next year, so I basically need to find someone who takes BOTH health plans.
Omfg, don’t get a PET-scan ‘just because’. You would literally have to be injected with radioactive particles. The other stuff, while not necessary, will atleast not kill you faster.
Last paragraph is also massively oversimplified. Getting a ‘you have cancer’-speech and treatment for a superslow growing prostatecancer will fuck with your mind and body more than the cancer itself. That’s why most health care systems advise against general PSA screening.
Just to provide some data on the radiation dose. It’s everyone’s own decision whether a ‘willy-nilly’ PET scan is worth it.
From the English Wikipedia:
FDG, which is now the standard radiotracer used for PET neuroimaging and cancer patient management, has an effective radiation dose of 14 mSv.
The amount of radiation in FDG is similar to the effective dose of spending one year in the American city of Denver, Colorado (12.4 mSv/year). […T]he whole body occupational dose limit for nuclear energy workers in the US is 50 mSv/year.
https://en.wikipedia.org/wiki/Positron_emission_tomography#Safety
From the German Wikipedia:
Es ist bei einer Strahlendosis von 1 Sievert (Sv), der 100 Menschen ausgesetzt sind, mit 5 Todesfällen durch Strahlenkrebs zu rechnen […]. Man müsste also 100.000 PET-Untersuchungen durchführen, um 35 Todesfälle an Strahlenkrebs (nach einer mittleren Latenzzeit von etwa 15 Jahren für Leukämie und etwa 40 Jahren für solide Tumoren) zu verursachen, das heißt etwa eine auf 3000 Untersuchungen
If 100 people received a radiation dose of 1 Sievert (Sv), one would expect 5 deaths due to radiation-induced cancer […]. One would need 100,000 PET scans in order to cause 35 cancer deaths (after a median wait duration of 15 years for leucemia and 40 years for solid tumors), which is about 1 in 3000 scans.
https://de.wikipedia.org/wiki/Positronen-Emissions-Tomographie#Strahlenexposition
I mean 1 in 3000 isn’t a lot, but it’s a lot more than nothing…
Guess I’ll die
Teeth. Teeth right the fuck now. And if somehow there is nothing wrong with them see if your insurance will cover a flouride coat to keep them that way.
Oh and literally every cancer screening possible. Get your butt checked, your nuts checked, some dermatologists will literally check every inch of your skin. Tell your doctor about every bad habit you have and see what else they’re willing to look for.
Teeth are not covered by health insurance in the U.S. (I know. We all know)
Yes here in America we operate healthcare with the knowledge that your teeth and eyes are not a part of your body.
For those not in the US: it may be covered, but normally it’s a separate insurance plan and not covered by your regular health insurance.
It also varies what type of “dental” care. Some mouth/gum surgeries may be covered by the health plan. I think most dental plans cover checkups. All this varies wildly with your employer and insurance election, though.
Was just going to point this out too. It’s so stupid.
I’ve also done the math on dental insurance vs out of pocket and a few times, out of pocket was significantly cheaper than the service + insurance.
I’ve done the same math recently and decided it would be cheaper just to pay myself and keep a bit of savings around for anything extra. I could not find a plan that would pay out more than $2k in a year, and that’s not even a month of rent some places.
It was a very sad day when I learned that my dental insurance is a reverse deductible. Like you said, they only pay out $2k a year then it’s all out of pocket. Actually so stupid.
With your plan I would suggest putting your savings into an HSA or FSA, if you have either of those available to you. At least then it’s tax free.
Clearly it’s not a medical thing. I’d love to find out when that racket started, and who got rich from it.
Damn, teeth are included in health insurance in the US?
Nope, same with eyes. Dental and eye health are separate insurance in the good ol US
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My health insurance denied covering my vasectomy so i put it off. Later that year i was in an accident and hit my max out of pocket pretty quick. I called up my doctor and had them resubmit the preauthorization. got it covered at 100%
I’m still pretty pissed that sterilization for women is covered at 100% under my plan but not for men. (It should be both 100% imo)
It goes the opposite way for wanting to reproduce, too. That is, myself and my wife decided we would try to start a family, and she’s apparently fine, but something isn’t working on my side of things. (Her doc even said “Don’t worry about it, men tend to be an easy fix.”)
There’s a million programs and special coverages and stuff for women’s fertility, but all I asked is “Hey can we just diagnose what’s wrong with me? I don’t want super-swimmer-syrum or something I just wanna know.”
They refuse to consider it urology or any kind of “men’s health”, and keep wanting to rule as “fertility treatment” which conveniently isn’t covered.
Men’s reproductive rights aren’t even on the radar.
To your “edit” point: Don’t take a handful of downvotes personally; it’s pretty easy to do accidentally on mobile so they may have been unintentional
To add to that downvotes have no serious negative effect on this platform
In reddit as soon as a few people downloaded you, you disappeared
Here people can brigade you and unless you’re reading top, who cares, your stuff still gets seen.
Oh I know. I am genuinely curious what anyone found so objectionable. They are welcome to their opinion, I’m just very eager to know what it is.
They skimmed your post, read the words “biologically”, “male” and “only” in that order, and it triggered their this-sounds-transphobic reflex.
Don’t worry about it.I mean I won’t say it didn’t, but I didn’t downvote for it because I still have more than one braincell
Some people also use downvotes as way to say they dislike something. Unlikely, but some people might be down voting to indicate they don’t like the insurance industry.
I downvote anyone that whines about or asks why they’re getting downvotes. Otherwise I don’t up/downvote anything at all (except that guy that is posting triangles for upvotes)
Seriously, who cares?
Snip snip
I don’t think you need health insurance to play Gwen
Not Gwen specifically, but I’d recommend seeking mental health resources to anyone who has been exposed to League of Legends.
snibbedy snip, put in more than the tip
I say blow your free healthcare on something frivolous and fun.
See if they’ll swap your left kidney with your right one.
Frivolous? Yes. Fun? 😬😬😬
The surgeon deserves a little fun too
A surgeon can have a little fun as a treat.
What you mean is, your HMO has had to dust off the “not medically necessary” stamp.
Get your ears cleaned at an ent. Go to a dermatologist and get a facial. Go to a pediatrist and get a mani/pedi.
Really sucks that dental doesn’t count as medical.
Get my ears cleaned by an ent?
I’m so soryy. I couldn’t resist.
I’llseemyselftothedoor~
Why does it look like the Ent is feeding him 😂
First it clean their hear then it feeds them their smuck
If you’re on any expensive meds, now’d be a good time to get them refilled. …and ‘my backpack got stolen!’ them and get them refilled again if that’s covered.
If you’ve got anything you think needs to be addressed with any urgency at all, skip the normal process and go to the ER to complain about your symptoms, especially if you’ve got ANY pain in your abdomen or tenderness in your lower back (which could mean kidney stones).
Infact, even if you don’t have pain, go in and tell them you feel nauseous after eating anything greasy or fatty, and you’ll get a free ultrasound of your gallbladder to see if there’s any stones in there. …don’t actually accept surgery to remove it unless there are stones that look like they’re for sure going to be problematic, cuz you WILL have symptoms once it’s gone (eating will make you feel like shit… your body should adjust eventually, but that’s not a guarantee, and it can take anywhere from a few months to years).
So, if they offer a scan or any diagnostic, do it. If they offer surgery, have a long think about whether it’s actually worth doing.
Not only refill your meds, but there are places where you can get 90 day prescriptions filled, so you can go into the new year with several months of pills already ready.
The ER idea is brilliant, especially because I just moved here and don’t have a PCP yet. Even better, I can hit up urgent care every day!
Yeah your biggest obstacle right now is going to be “our next available appointment is in 4 months”, so ER is the way passed that. It’s not super ethical, but neither is the way our healthcare system operates, so do what you gotta do.
When it comes to the American insurance industry, I think I am fresh out of “ethics.”
Idk? Boob job? Dental work? Extra set of arms? I wouldn’t know
It’s the US, so dental isn’t included
Wait, what? You guys are paying all that for insurance and it doesn’t always include dental? Like the main reason I wanted to be on health insurance here in Canada was for dental and prescriptions. I’ve been on some of the crappiest insurance plans here and they all include dental.
Teeth are luxury bones.
Health, vision, and dental are all separate in the US.
It never counts dental😢. Dental industry is fighting like hell to stay separate. Our dentists want bigger cuts which is why they only cover 50%
Dental and vision are never included in US health insurance and operate on a totally different confusing insurance framework. They’re only available through separate plans and have their own deductables and terms. But unlike health insurance the premiums are generally orders of magnitude lower for both vision and dental.
The problem I’ve had is that the maximum benefit is typically in the range of $2k-$3k/yr for dental which is quickly hit if you have any oral surgery needs. Unlike with healthcare I don’t feel ripped off when paying for dental/vision since the few hundred dollars per year covers preventative care visits too.
Man I live in a country with socialized healthcare and we don’t get dental either. Or vision.
There are private insurance providers who offer both. But they ONLY offer services to employers and I’ve never had a company offer such a benefit. Because you don’t need luxury bones to work and any employer who makes you work with a screen is already forced to cover up to some sum every year or every few years (I don’t remember) spent on glasses. And there’s little point in all the other coverage because it’s already free.
I’m this close to starting my own company so I could offer myself dental…
Oh then get a quadruple bypass since you’re in America
Op asked for help, not to be murdered.
Of then they should probably get the fuck out of America. This place will kill you fast
I have hope, as long as we have Captain Lezbian to protect us
She lost to trump, dude.
Kinda feels like moving out of America ought to be covered by my health insurance, really
Colonoscopy
oh. go get a therapist–not physical; mental. they’re insanely expensive, but you can spend the next three months shopping around and by the new year you’ll have found someone you like!
Get all your injuries out of the way. Do a bunch of dumb shit to build character
Similar boat. Getting my snoring looked into. Got a sleep study done and now I’m having an ent do a scoping to see what’s actually vibrating and what can be done.
This is a major one!
Sleeping is a third of your day. There’s a lot of health issues that result from bad sleep/snoring. and the worse is that you’ll never even know it.
My wife had a sleep specialist provide helpful strategies after her pregnancy and her back pain stopped.
I tried Cpap and just could not tolerate it. I just got the Inspire surgery last month, which I think is the only other viable option in existence right now.
Mandibular advancement splint is another option.
