Not sure there. In the UK, the inside lane is generally (based on the signs on the road) for those who are going to the at least one exit further. Once your exit is the next exit, you’ll change lane to make the exit. You can’t simply making the exit from the inside lane unless there’s sign on the road telling you to do so.
could it be that this is more like an American problem. I don’t see it happening in great degree in countries that implement government-backed health/+insurance system.