I’m in my 30s so I should be used to this by now, but this shit is getting so stressful guys. I have no savings, my checking account is drained every month with rent, and if there’s ever a serious emergency I have no safety net, I’m legitimately fucked. I’m one unplanned expense away from absolute ruin. Those in the same boat as me, how do you deal with this?
Yep good advice, some services have no investment value loss e.g. short term insurance, life insurance, etc. You can switch elsewhere for a cheaper rate and lose nothing.
Unless you have a family or dependants, I’d cut out life insurance and focus on the essentials for now to recover. I also learn long ago to pay my credit card off every month to not have to pay interest on it…