robocall@lemmy.world to Funny: Home of the Haha@lemmy.world · 6 months agoSpeedrunning your way onto an fbi list 101lemmy.worldimagemessage-square60fedilinkarrow-up1697arrow-down15
arrow-up1692arrow-down1imageSpeedrunning your way onto an fbi list 101lemmy.worldrobocall@lemmy.world to Funny: Home of the Haha@lemmy.world · 6 months agomessage-square60fedilink
minus-squareKevonLooney@lemm.eelinkfedilinkarrow-up9arrow-down1·6 months agoThere’s no checkbox in a bank database for race. And there’s no special rules for certain zip codes. Banks judge you on two things: How much money you have How quickly your money moves (slower is better for them)
minus-squarenonfuinoncuro@lemm.eelinkfedilinkarrow-up5arrow-down1·6 months agoYour first and last name can be a giveaway. I know this is a UK bank but this has happened in the US: https://www.justice.gov/opa/pr/justice-department-secures-agreement-patriot-bank-resolve-lending-discrimination-claims https://www.consumerfinance.gov/about-us/newsroom/cfpb-orders-citi-to-pay-25-9-million-for-intentional-illegal-discrimination-against-armenian-americans/
There’s no checkbox in a bank database for race. And there’s no special rules for certain zip codes.
Banks judge you on two things:
Your first and last name can be a giveaway. I know this is a UK bank but this has happened in the US:
https://www.justice.gov/opa/pr/justice-department-secures-agreement-patriot-bank-resolve-lending-discrimination-claims
https://www.consumerfinance.gov/about-us/newsroom/cfpb-orders-citi-to-pay-25-9-million-for-intentional-illegal-discrimination-against-armenian-americans/