An acquaintance of mine was driving behind a pickup truck on the highway. It hit a bump, and a truck hitch ball flew out. It went straight through his windshield and lodged itself in the passenger seat, which thankfully was unoccupied. I don’t think he drove behind a pickup truck ever again either.
Bonus story from his talk with insurance! He tells them what happened, and they had followup questions:
Did it bounce?
Why does that matter?
It’s only covered if it didn’t bounce.
It didn’t bounce.
Apparently, if it hits the road before it hits you, it’s just road debris at that point.
An acquaintance of mine was driving behind a pickup truck on the highway. It hit a bump, and a truck hitch ball flew out. It went straight through his windshield and lodged itself in the passenger seat, which thankfully was unoccupied. I don’t think he drove behind a pickup truck ever again either.
Bonus story from his talk with insurance! He tells them what happened, and they had followup questions:
Apparently, if it hits the road before it hits you, it’s just road debris at that point.
Insurance company just being insurance company, a vampire of utter assholeness
Nice of the rep to explain the difference before collecting the answer, though. They have no way to verify whether it bounced.