I actually consider myself very lucky. You see if I had not spent 5 years graduating with a second major and had not wasted a year in a PhD program and a few years in my initial major which did not work out. If I had not done that and instead grabbed a major that paid or just some certs and started working. Well then I might have been situated such that when I got married we might have went for kids. Luckily I kicked myself down the road into the new millenium where I could now see it was not a good idea.