I’ll try to keep this brief. Our lease ends at the end of this month, APRIL. my wife and I have not signed anything to renew any lease whatsoever. We submitted our notice on April 3rd and our last will be May 31st.
They are telling me that per our “contract” that we have to pay for the full month of JUNE as well. Even though our actual contract ends April 30th. And we are doing a month to month for May (this is what happens when you don’t sign or renew the lease) So we have not signed a new contract or agreed to anything, we gave a move out notice, and they’re telling us no.
I also have all documents and “receipts” to back up this claim.
Actually, how does contested debts work with the US credit system ? People do genuine mistake which may be settled quickly sometimes even without needing to escalate far, but there is also bad faith companies/landlord which charge abusive fee, and would try to go to collections while your still contesting.
As far as I can recall, there will simply be a note on your credit report that the collection is contested. For the small credit union where I worked, contested or not, you were disqualified for all loans and credit.
I haven’t worked in that industry in 15 years now, but I don’t imagine much has changed.
I hate our credit system and I think it needs to be torn down. It’s predatory and we don’t even attempt to educate people about how it works (or we didn’t when I was in school).