Put in the effort to learn another language

Happy New Year!

Or, since I couldn’t say it properly as a young child… habbynoony! (My parents still say this to me every year)

Net worth spreadsheet. Or, realistically, just a good way to look at my overall financial picture. I don’t really care much about the net worth number.

Forgot to do my spreadsheet this weekend. Feeling like a fraud. I’m sorry FIRE gods…

Agreed. I think they’re going to hold longer than people expect. No point in burning all your ammo to fight a real recession. But I’m just a layperson.

Yeah I’ve seen projections for 100-200 basis point rate cuts in the next 12 months. I don’t know if I would expect more than 75 or so but anyway. Rates should go down.

Wife is pregnant for the first time (very early, so we’re still in the ‘fingers crossed’ stage). Definitely not ready to tell family/friends, but exciting times nonetheless!

We’re slightly older than most new parents and have been down the FIRE path for a while so we’re financially prepared, which is nice. Definitely grateful for the financial security.

Now I get to look in to 529 plans for the first time. Not thrilled that I have to use one of the ones run by the state to get the state tax benefit. Didn’t want to have to manage a separate account from my brokerage/IRA. Oh well!

I’ve never had as much fun online gaming with my buddy than with AC: Revelations.

It’s evenly distributed.

• 50 born 1965-1969
• 49 born 1970-1974
• 50 born 1975-1979

Point is, Gen X is PLENTY represented in Congress.

I mean… lol. Gen X makes up ~33% of the US House and ~20% of the overall population.

Meanwhile, Millennials make up 8% of the House and 25% of the population.