That’s the reality for a lot of people living paycheck to paycheck or living off credit cards. They could be doing better financially than they are if they cut expenses (people waste a lot of money and often don’t even question it or realize it) and could start saving for a rainy day. Then once they have that fund built up, possibly schooling or prepping a better job, but they might not have the motivation to do it. I don’t have the figures but there have been multiple news articles describing the number of people who couldn’t even absorb an unexpected $1000 hit.
That’s the reality for a lot of people living paycheck to paycheck or living off credit cards. They could be doing better financially than they are if they cut expenses (people waste a lot of money and often don’t even question it or realize it) and could start saving for a rainy day. Then once they have that fund built up, possibly schooling or prepping a better job, but they might not have the motivation to do it. I don’t have the figures but there have been multiple news articles describing the number of people who couldn’t even absorb an unexpected $1000 hit.