• Hawke@lemmy.world
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    20 days ago

    Even though the you already have to use the PIN at an ATM.

    No idea why there’s such a big functional difference between “credit” and “debit” cards.

    • PhobosAnomaly@feddit.uk
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      20 days ago

      I don’t think there is in terms of process, I think payment handlers just add a higher charge for processing credit card payments, which is why stingy retailers dislike them.

      I’m happy to be corrected though.

      • Hawke@lemmy.world
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        20 days ago

        The only time I’ve been prompted to enter a PIN is when using the same card as a debit card vs a credit card.