• linearchaos@lemmy.world
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    26 days ago

    Yeah, that’s fair. For the most part in the US insurance companies charge you based on the 100-year flood plan for a given area. A place is in danger of flooding They charge you a significant amount of money for your home insurance which is required to get a loan for a home.

    With the escalating climate issues however, I suspect a lot of those insurance rates are under covered.