

They’re reputable local credit unions, not predatory lenders, and 30k is more than a 5% down payment, even after closing costs.
I suppose the unknown here is income, as in my current position making 100kUSD/yr, I’d have absolutely no problem making payments on a 20 year or even a 15 year loan, even if I do end up with a house near the top of my budget, which I’d rather stay well under of course. That said, A $150k house seems like it’d be no problem for that commenter based on their savings making up a >20% down payment.







I’ve finally switched to Jellyfin, even though I have a lifetime Plex pass. It isn’t really a downgrade. I think I ran into more bugs on Plex. Using Jellyfin is like switching from Windows to Linux, on a smaller scale. Plex was always trying to sell you something, get you to use the other features, etc, whereas Jellyfin just gets out of my way and lets me watch media.